What we offer

Coverage for every season of life

Every product below is offered through A-rated carriers in the Symmetry Financial Group portfolio. Pick a starting point, or run a quote and we will narrow it down together.

Term Life

Affordable, focused protection

Coverage for a set period, ideal for income replacement while the kids are home or the mortgage is being paid.

  • Level premiums for 10 to 30 years
  • High coverage at a lower cost
  • Convertible to permanent later
Whole & Permanent

Lifelong coverage with cash value

Protection that never expires and builds cash value you can borrow against. Protection plus a living asset.

  • Coverage that lasts your whole life
  • Builds guaranteed cash value
  • Fixed, predictable premiums
Mortgage Protection

Keep the family in the home

Designed to cover or pay off your mortgage if something happens to you, so your family stays put.

  • Built around your mortgage balance
  • Living benefit riders available
  • Return-of-premium options
Final Expense

Dignity without the burden

Smaller whole-life coverage built to handle funeral costs and final bills without leaning on your family.

  • Simplified or no medical exam
  • Coverage that never decreases
  • Fast, straightforward approval
Retirement & Annuities

Income you cannot outlive

Protect your savings and create dependable income with safe, tax-advantaged strategies.

  • Indexed and fixed annuity options
  • Protection from market loss
  • Guaranteed lifetime income
Debt-Free Life

Protection that pays down debt

A strategy that combines coverage with a plan to eliminate debt years faster using money you already spend.

  • Pay off debt in a fraction of the time
  • Protection built into the plan
  • No extra out-of-pocket cost
A few of the A-rated carriers we work with:
F&G Annuities & LifeForesters FinancialAmerican AmicableBanner LifeMutual of OmahaAmericoUnited Home Life
The Vigil Agency

Protecting families and building agents under the umbrella of Symmetry Financial Group. Licensed life insurance professional serving families nationwide.

© 2026 The Vigil Agency. All rights reserved. The Vigil Agency is an independent agency operating under Symmetry Financial Group (SFG) and the Quility platform. Insurance products are offered through Symmetry Financial Group and its contracted, A-rated carriers and are subject to underwriting approval. This website is for informational purposes only and does not constitute an offer of insurance in any state where The Vigil Agency is not licensed.